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No one expects to be the victim of a disaster, but every year, people find themselves in the midst of fires, floods, earthquakes, and other catastrophic events, with little, if any, time to prepare.<\/p>\n No one expects to be the victim of a disaster, but every year, people find themselves in the midst of fires, floods, earthquakes, and other catastrophic events, with little, if any, time to prepare.<\/p>\n
With the fires and heavy rainfall that has hit California recently, it’s best to be prepared. And, every year, personal and financial records are lost because they can\u2019t be located quickly in an emergency.<\/p>\n
That\u2019s why it\u2019s important to take the time to organize your business and personal records and essential information so that they\u2019re easily accessible if you are forced to leave your home suddenly.<\/p>\n
You\u2019ll want to safeguard both personal and financial records.<\/p>\n
Birth certificates for you and your family
\nAdoption papers
\nSocial Security cards
\nHealth insurance identification cards
\nMarriage certificate, divorce decree, or separation agreement
\nPassports<\/p>\n
Deeds to your home and other property
\nVehicle titles and registrations
\nAuto, life, and homeowners insurance policies
\nBank account information
\nInvestment records
\nWills, trust agreements, and other estate planning documents
\nMortgage and loan agreements
\nCredit card information
\nCopies of tax returns
\nYou may also want to make a list of the names, addresses, and phone numbers of your financial institution, insurance agent, attorney, doctor, and financial advisor, and keep them with your records.<\/p>\n
Now that you have all your important documents together, you\u2019ll want to keep them that way. A fireproof box that you can take with you during an evacuation is one option. But you also should keep copies of all important documents in a safe place outside your home.<\/p>\n
You could rent a safe deposit box and keep copies there. Just be sure that someone who doesn\u2019t live in your home has a key. You may even want to stash some extra cash or a credit card in both places to cover expenses such as food or a hotel room.<\/p>\n
Having a list of what you own can help you with insurance claims or tax deductions in the event of a loss. Take an inventory of your furniture, audio and video equipment, appliances, computer equipment, jewelry, collectibles, and other expensive items. Write down what you paid for the items, and keep the list, along with sales receipts, with your important documents.<\/p>\n
Photographing or videotaping your possessions can help you prove what you owned. Include the photos or tape in your fireproof container or safe deposit box.<\/p>\n
You can buy computer software programs to help you organize your records. Make sure you print out a hard copy of the information or copy it to a disk and store it with your other important documents.<\/p>\n
For more tips on how to keep business best practices front and center for your company, give us a call today at 949-759-5626. We offer a full range of business accounting services. We can’t wait to hear from you.<\/p>\n","protected":false},"excerpt":{"rendered":"
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